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Featured Article

The 2026 Commercial Lending Outlook: Rates, Spreads, and What Borrowers Should Expect

Market Trends

Aug 11, 2026•6 min read

The 2026 Commercial Lending Outlook: Rates, Spreads, and What Borrowers Should Expect

With rates stabilizing and lender appetite returning to commercial real estate and business lending, here's how the landscape is shaping up for borrowers this year.

David Jaskolski

Managing Director, Excelsior Capital

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Latest Articles

The Buildout Gap: How Bridge Capital Keeps Renovation Projects From Stalling

Financing Tips

Sep 22, 2026•4 min

The Buildout Gap: How Bridge Capital Keeps Renovation Projects From Stalling

Half-finished renovations are where projects go to die. Here's how experienced borrowers use bridge capital to close the funding gap between what's invested and what's complete.

David Jaskolski

HELOC Explained: Tapping Your Property's Equity the Right Way

Guides

Aug 11, 2026•5 min

HELOC Explained: Tapping Your Property's Equity the Right Way

A home equity line of credit can be one of the most flexible tools a borrower owns. Here's how HELOCs work, who they fit, and how to structure one.

Excelsior Capital

DSCR Loans: What Investors Need to Know Before They Apply

Guides

Aug 11, 2026•6 min

DSCR Loans: What Investors Need to Know Before They Apply

Debt Service Coverage Ratio loans let rental-property investors qualify on the property's cash flow instead of personal income. Here's how to position your deal.

Excelsior Capital

Bridge Financing: When Speed and Flexibility Beat the Lowest Rate

Guides

Aug 11, 2026•5 min

Bridge Financing: When Speed and Flexibility Beat the Lowest Rate

Bridge loans aren't built to be the cheapest dollar — they're built to be the fastest and most flexible. Here's how to decide if a bridge is the right tool.

Excelsior Capital

Asset-Based Lending: Turning Your Balance Sheet Into Working Capital

Guides

Aug 11, 2026•6 min

Asset-Based Lending: Turning Your Balance Sheet Into Working Capital

Asset-based loans let businesses borrow against accounts receivable, inventory, and equipment. Here's how to tell if ABL fits your working-capital cycle.

Excelsior Capital

Five Documentation Gaps That Slow Down a Commercial Loan

Financing Tips

Aug 11, 2026•4 min

Five Documentation Gaps That Slow Down a Commercial Loan

Most commercial loans don't fail on the merits — they stall on the paperwork. Here are the five documentation gaps that cost borrowers time and rate.

David Jaskolski

How to Improve Your DSCR and Unlock Better Loan Terms

Financing Tips

Aug 11, 2026•5 min

How to Improve Your DSCR and Unlock Better Loan Terms

A higher Debt Service Coverage Ratio translates to lower rates, higher leverage, and more lender options. Here are the levers investors can pull before applying.

David Jaskolski

The Rise of Industrial Real Estate: Opportunities in Logistics and Warehousing

Market Trends

Jan 21, 2026•7 min

The Rise of Industrial Real Estate: Opportunities in Logistics and Warehousing

Industrial real estate has emerged as one of the strongest performing sectors. Learn about the trends driving demand and how to capitalize on this growing market.

David Martinez

Case Study: How Atlas Development Scaled from $10M to $50M in Assets

Success Stories

Jan 21, 2026•7 min

Case Study: How Atlas Development Scaled from $10M to $50M in Assets

When Atlas Development Group needed a financing partner who could move fast and think creatively, Excelsior Capital delivered. Here's how we helped them achieve 5x growth in three years.

David Martinez

5 Tips to Strengthen Your Business Loan Application

Financing Tips

Jan 21, 2026•5 min

5 Tips to Strengthen Your Business Loan Application

A strong loan application can mean the difference between approval and rejection. Learn the key elements lenders look for and how to present your business in the best light.

Sarah Chen

Understanding Bridge Loans: A Complete Guide for Real Estate Investors

Guides

Jan 21, 2026•8 min

Understanding Bridge Loans: A Complete Guide for Real Estate Investors

Bridge loans are powerful tools for real estate investors, but they're often misunderstood. This comprehensive guide covers everything you need to know about bridge financing.

Jennifer Walsh

Federal Reserve Holds Rates Steady: What It Means for Business Borrowers

Industry News

Jan 21, 2026•5 min

Federal Reserve Holds Rates Steady: What It Means for Business Borrowers

The Federal Reserve's latest decision to hold rates steady has significant implications for business borrowers. Here's our analysis of what this means for your financing strategy.

Sarah Chen

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